Attention homeowners: Real estate appraisal services for in Phoenix and Monterey County
The top seven reasons why AZ homeowners need Central Arizona Appraisers:
Own a home in or near Phoenix, AZ and need help determining the price of it?
We at Central Arizona Appraisers understand the special needs of a consumer after appraisal services. Our customary business clients get the appraisal process and the customary documents we provide. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Central Arizona Appraisers are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Central Arizona Appraisers, we're seasoned in helping clients just like you rid themselves of unneeded PMI insurance.
Challenging a property tax assessment
Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Central Arizona Appraisers is your perfect weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Central Arizona Appraisers can help you reinstate your home equity line of credit with efficient appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for precision, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Central Arizona Appraisers can We can assist you. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.